Move with just a 5% deposit using Help to Buy. Help to Buy now available across England, Scotland & Wales.

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Help to Buy is a Government-backed equity loan scheme that aims to make mortgages more readily available to those who cannot afford a large deposit.

Available to first-time buyers and people already on the property ladder, the Help to Buy scheme requires just a 5% deposit and a mortgage of up to 75% of the value of the property.

So you pay just 80% of the property price now, and the remaining 20% is provided by a Government equity loan. In England & Wales this is interest free for the first 5 years, and in Scotland is interest free for the term of the loan which could make your monthly mortgage repayments lower.

Help to Buy is open to everyone – whether you’re a first-time buyer or looking to move up the property ladder – and is available on all our homes.

In England up to £600,000, in Scotland up to £400,000, and in Wales up to £300,000